Payment Policy

Effective Date: January 1, 2025

1. Introduction

At Summit Ridge Supply, we are committed to providing secure, flexible, and transparent payment options. All payment methods comply with applicable U.S. laws and industry standards to ensure a safe shopping experience.

2. Accepted Payment Methods

2.1 Credit and Debit Cards

We accept Visa, MasterCard, American Express, and Discover. Your card will be securely processed at checkout using encrypted payment technology. You’ll receive an order confirmation upon approval.

2.2 PayPal

You can pay using your PayPal account. You’ll be redirected to log in and confirm the payment before returning to our site.

2.3 Shop Pay

Shop Pay allows eligible customers to pay in installments through Affirm. You’ll log in to Shop Pay at checkout to confirm the payment. Installment payments through Shop Pay are subject to approval by Affirm and may include interest charges. Terms and conditions apply.

2.4 Bank Transfer (ACH)

ACH transfers are accepted. Instructions will be emailed after order placement. Payments may take 2–5 business days to clear. Orders will not ship until payment is received. We reserve the right to hold shipments if fraud is suspected.

3. Security and Privacy

All transactions are encrypted and processed via secure gateways. We use:

•  SSL Encryption: Our website uses Secure Socket Layer (SSL) encryption to protect your personal and financial information during transmission.
•  PCI DSS-compliant payment processors: Our payment processors are Payment Card Industry Data Security Standard (PCI DSS) compliant.

Refer to our Privacy Policy for details on how we manage your data.

4. Customer Support

For payment-related questions or issues, please contact:

Email: support@summitridgesupply.com
Phone: 952-522-5800

Summit Ridge Supply
202 N Cedar Ave Suite 1
Owatonna, MN 55060

5. Payment Confirmation

After checkout, you will receive an email confirmation and a digital receipt. If you do not receive this within one hour, please check your spam folder or contact support.

6. Currency

All transactions are processed in U.S. dollars. If your account is in another currency, your financial institution may apply conversion rates and fees.

7. Fraud Prevention

We may verify your payment and request additional information to protect against fraud. Suspicious orders may be delayed or canceled.

8. Policy Changes

We reserve the right to update available payment methods at any time. Revisions will be posted on this page.

9. Terms and Policies

By completing a purchase, you agree to our Terms of Service and Return and Refund Policy.

•  Terms of Service: summitridgesupply.com/pages/terms-and-conditions
•  Return and Refund Policy: summitridgesupply.com/pages/refund-and-return-policy